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FCRA Summary of Rights

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At a kitchen table, a landlord explains a blank summary of rights to an applicant, a folder of papers and an envelope beside it
  1. Give the summary of rights
  2. Keep it with the application
  3. Send it with any decision letter
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About the FCRA Summary of Rights

The FCRA Summary of Rights is a disclosure for use nationwide under federal rules. Federal 'A Summary of Your Rights' notice. Include with every screening packet; serve again with any adverse action notice. Preview and fill the document online for free. Sign in to download a watermarked copy, or review Prime plans for clean PDFs and signing.

What this disclosure covers

This form contains 14 sections. Here is the full outline of what it addresses:

  1. PROVIDED TO
  2. A SUMMARY OF YOUR RIGHTS UNDER THE FAIR CREDIT REPORTING ACT
  3. YOU MUST BE TOLD IF INFORMATION IN YOUR FILE HAS BEEN USED AGAINST YOU
  4. YOU HAVE THE RIGHT TO KNOW WHAT IS IN YOUR FILE
  5. YOU HAVE THE RIGHT TO ASK FOR A CREDIT SCORE
  6. YOU HAVE THE RIGHT TO DISPUTE INCOMPLETE OR INACCURATE INFORMATION
  7. CONSUMER REPORTING AGENCIES MUST CORRECT OR DELETE INACCURATE, INCOMPLETE, OR UNVERIFIABLE INFORMATION
  8. CONSUMER REPORTING AGENCIES MAY NOT REPORT OUTDATED NEGATIVE INFORMATION
  9. ACCESS TO YOUR FILE IS LIMITED
  10. YOU MUST GIVE YOUR CONSENT FOR REPORTS TO BE PROVIDED TO EMPLOYERS
  11. YOU MAY LIMIT "PRESCREENED" OFFERS OF CREDIT AND INSURANCE
  12. YOU MAY SEEK DAMAGES FROM VIOLATORS
  13. IDENTITY THEFT VICTIMS AND ACTIVE DUTY MILITARY PERSONNEL HAVE ADDITIONAL RIGHTS
  14. CONTACT

Frequently asked questions

Is the FCRA Summary of Rights free to preview?

Yes. You can preview and fill out the form for free. A free account lets you download a watermarked copy. Prime adds PDFs without a watermark and electronic signing. Check the plan details before choosing.

Which states does the FCRA Summary of Rights apply to?

This disclosure is prepared for all U.S. (federal). Federal 'A Summary of Your Rights' notice. Include with every screening packet; serve again with any adverse action notice.

Can I fill it out and e-sign it online?

Fill out the form in your browser, then check the document and who needs to sign. Paid plans let you send it for signature and keep a signing record. Confirm the applicable delivery, consent and signature requirements before sending.

What Prime adds

Prepare and review your document.

  • PDF without a watermark. You can select and copy the text.
  • Auto-fills from your portfolio. Tenant, address, amounts pulled straight from your unit ledger.
  • E-signed with audit trail. Tenants sign in the browser. Every signature, IP, and timestamp is logged.
  • Access to the full library. The plan includes forms for every state, with no per-form fee.
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Keep the form with the lease, tenant and rent records it belongs to.