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Adverse Action

A decision or changed terms unfavorable to an applicant or tenant, based wholly or partly on a consumer report. FCRA notices explain the reporting agency and free-report and dispute rights. Notice may be oral, written, or electronic; use of a credit score adds written or electronic disclosure duties.

At a round table, a landlord and an applicant sit across from a decision letter, a records folder and an envelope
  1. A denial or tougher terms
  2. Send written notice
  3. Name the screening company used

Where it matters

Look up the term in your agreement, report or local rule. Save the source and date so you can check the wording later.

FTC: Consumer reports for landlords

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This page is general education. The current law, program rules, and specific housing records determine how a rental home is treated. Rentari provides software and written guides, not legal advice or licensed property management.

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