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Kentucky tenant screening laws

Checked against the Kentucky statutes on October 1, 2026

3 min readGeneral information, not legal advice

Bluegrass rolling pastures with a dark wooden plank fence and scattered trees in Kentucky

Last checked October 1, 2026

Screening a Kentucky applicant runs on state rules about fees and selection criteria, the Kentucky fair housing law, and federal rules that apply in every state. This guide covers each one, with the Kentucky statute behind it.

Screening an applicant?

Send a Kentucky rental application and order screening in Rentari, with the applicant's consent and disclosures built into the flow.

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Kentucky screening rules

Application and screening fees

Not read

This page states no Kentucky rule on application or screening fees: the review it relies on recorded none, and no applicable provision beyond KRS chapter 383 was reviewed.

Fair housing and assistance animals

Partly read

For housing covered by KRS 344.360, Kentucky prohibits discrimination because of race, color, religion, sex, familial status, disability or national origin in rental availability, terms and services, negotiations, advertisements and applications. Kentucky's landlord and tenant chapter treats an assistance animal, including a service animal or emotional support animal, as not a pet, and a person with a disability may request a reasonable accommodation to keep one. Unless the disability or disability-related need is readily apparent, you may ask for reliable documentation of the need, including from someone with whom the requester has or had a therapeutic relationship, and may independently verify it. Federal fair housing law, local protections and the remaining civil rights provisions were not read for this page (KRS 344.360; KRS 383.085(2), (3)).

  • You may not charge a pet fee, pet deposit or added rent for an assistance animal, but the tenant is responsible for physical damage it causes if residents with pets are responsible for their pets' damage, and must follow the rules that apply to all residents (KRS 383.085(4)).
  • You may not refuse to rent to, or otherwise retaliate against, a person because they are a protected tenant under a qualifying protective order (KRS 383.300(3)).See Protective orders and emergency calls on the Kentucky page
  • For covered housing, disability discrimination includes refusing necessary reasonable accommodations in rules, policies, practices or services, and refusing reasonable modifications at the disabled person's expense, subject to the statutory restoration conditions. Where reasonable, interior restoration may be agreed on, but reasonable wear and tear must be excepted. The section also sets accessibility requirements for specified multifamily construction (KRS 344.360(11) to (13)).
  • State law contains specific exceptions and exemptions, including certain owner-occupied rentals and shared facilities. Have a qualified housing-law professional check the exact property, transaction, federal law and local rules before relying on an exception. A state exception alone does not resolve every applicable protection (KRS 344.362; KRS 344.365).
  • Use the protections for the transaction you are reviewing. The age-forty-and-over rule in KRS 344.040 concerns employment; it is not one of the listed classes in the housing provision, KRS 344.360. That distinction does not settle protections under other laws or justify blanket screening exclusions. Check the actual housing coverage and applicable federal and local rules (KRS 344.040(1); KRS 344.360).
In the Rentari Kentucky lease

The Kentucky lease states these assistance animal rules and, as a lease term, does not apply pet breed restrictions to an assistance animal.

Federal rules that apply in every state

Alongside the Kentucky rules above, federal law covers every rental screening.

  • Consent and purpose. Order a consumer report only for the rental the person applied for, and keep their signed authorization with the application.
  • Adverse action notice. If a report contributes to a denial, a higher deposit or rent, or a cosigner requirement, give the applicant an adverse action notice. It names the reporting agency, says the agency did not make the decision, and explains the right to a free copy of the report and to dispute it.
  • Fair Housing Act. Federal law bars rental decisions based on race, color, religion, sex, national origin, familial status or disability. Many states, including Kentucky as described above, add their own protections.
  • Same criteria for everyone. Write your income, credit, rental history and criminal history criteria before you list, and apply them to every applicant in the same order.

Steps for a fair screening

  1. Publish your criteria

    Write the criteria you will use and share them with every applicant before they apply.

  2. Get consent first

    Collect the completed application and written authorization before you order any report.

  3. Check the fee rules

    Charge only what the Kentucky rules above allow, and refund when they require it.

  4. Decide and record

    Record the reason for each decision, and send the adverse action notice when a report played a part.

Legal help in Kentucky

More for Kentucky landlords

Kentucky Landlord-Tenant Law

Learn more about Kentucky landlord-tenant law

Every Kentucky rental rule in one guide: deposits, notices, repairs, entry and eviction, each cited to its statute.

Kentucky Rental Application

Learn more about the Kentucky rental application

Send a Kentucky rental application online and follow the state's rules on application fees, screening and fair housing.

Kentucky Lease Agreement

Learn more about the Kentucky lease agreement

See what the Rentari Kentucky lease includes, with each rule cited.

More Kentucky guides

General information, not legal advice. Checked against the Kentucky statutes on the Legislature's own site on October 1, 2026; no attorney review is recorded. Laws change, so confirm the current text through the links above or with a Kentucky attorney.

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