Estimate rental cash flow
Enter income, expenses, and debt payments to estimate monthly and annual rental cash flow.
On this page
Before you start
- Gather monthly rent, other income, recurring expenses and mortgage principal and interest. Use vacancy, reserve and management percentages that match the estimate you want to test.
Step 1: Enter the rental income
Open Rental cashflow calculator. Under Income, enter Monthly rent, Other monthly income, and Vacancy allowance.
Step 2: Add expenses and debt payments
Enter monthly property taxes, insurance, HOA, and utilities. Set the maintenance reserve and management percentages, then add the monthly mortgage payment under Debt service.
Step 3: Read the updated estimate
Review Effective income, Operating expenses, Net operating income, Debt service, Monthly cashflow, and Annual cashflow as you change the inputs.
Check the result
- The browser updates estimated effective income, operating expenses, net operating income, debt service and monthly and annual cash flow as inputs change.
FAQs
Will this save a rent amount or change my accounting reports?
No. This calculator changes a browser estimate. It does not save a charge, change the lease or book an accounting transaction.
Why is income lower than the rent I entered?
Review Vacancy allowance and any other income inputs. The result uses effective income after the allowance, so it can be lower than the stated monthly rent.
Where do I enter applicant income or generate a late-fee clause?
Those controls are not part of the current cash-flow calculator. Review applicant information in Applicants and agreement terms in the lease builder.